Labour Insurance is mandatory by law.

It is mandatory by the portuguese law to have a labour insurance. Everyone can have an accident during work, on the way to or from work.

This insurance guarantees financial stability to you and your beneficiaries in case you are unable to work.

Labour Insurance coverages

Labour Insurance coverages: medical, surgical, pharmaceutical, hospital and any other benefitsprovided that are necessary and adequate to restore the state of health and ability to work or get back to an active life.

  • Death

    – Pensions to relatives
    – Pensions by death
    – Funeral expenses allowance




  • Permanent, absolute or partial disability

    – Compensation in capital or lifetime pension
    – Allowance for high permanent disability

    – Housing remodeling allowance
    – Supplementary pension benefit for third-party assistance
    – Compensation for expenses that regard to professional rehabilitation




  • Absolute or partial temporay disability
    – Dayly compensation



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